BioSurplus has teamed with McKinley Capital Finance to offer an affordable financing alternative for your equipment acquisition at our upcoming auction.  Qualified applicants in this fast and easy  program, are typically approved within a matter of hours with funds available in as little as two to three business days.  Here is how the process works:

  • Win your bid
  • Complete and submit the attached Credit Application or visit and click on “Apply Now”
  • Upon credit approval, the Applicant will promptly be sent (via e-mail) simple form lease documentation for execution
  • Funds are disbursed to Bio Surplus upon receipt and review of fully executed lease documents

Affordable/Flexible Terms

We offer 100% financing over 24, 36, and 48 month repayment terms for, all with a $1 purchase option at lease expiration.  Current monthly rate factors are outlined below:

Term: 24 36 48
Rate Factor: 0.04571 0.03117 0.02391
Purchase Option: $1.00 $1.00 $1.00
  • To calculate your monthly payment, simply multiply the Rate
  • Factor above by the acquisition cost of the Equipment
Example:  For a $100,000 cost financed over 36 months, the monthly payment would be $3,117.00 excluding applicable taxes.

This program is offered to applicants for credit extensions from $10,000 up to $350,000. Qualified applicants are registered businesses, established three (3) years or more with established credit records satisfactory to McKinley Capital Finance in its sole discretion. Rate Factors shown above are valid through September 15, 2020.

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, gender, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Bureau of Consumer Financial Protection, 1700 G Street NW, Washington DC 20006.